Written by the same AI engine that powers our strategy platform: market sizing with visible math, competition, operations, licensing checklist, and full financials — 36-month projections, break-even, and a DSCR your lender will actually check. In about 15 minutes.
Pick from 29 industry presets and the plan covers the make-or-break specifics a template always misses — the commissary requirement for a food truck, FMCSA authority and per-mile costs for trucking, staff-ratio licensing for daycare, pour-cost and liquor licensing for a bar:
restaurant · coffee shop · café · bakery · bar · food truck · catering · trucking · box truck · cleaning · landscaping · lawn care · salon · nail salon · spa · barbershop · gym · daycare · photography · e-commerce · online boutique · clothing line · real estate · airbnb · vending · laundromat · construction · nonprofit · farm
1. Create a free account and describe your business in plain words — your experience, your savings, the space, the concept, the loan you need.
2. Pick your industry preset and the SBA/lender format if you're going to a bank. The engine runs an 83-step analysis and builds the full plan — you watch it happen, free.
3. Pay $99 once to unlock the finished document with PDF export. That's it.
Lenders don't read adjectives, they read tables: a complete startup budget with a working-capital reserve, an operating-assumptions register where every number states its source, a monthly Year-1 P&L and quarterly Years 2–3, break-even in units and dollars with the month you reach it, a funding request with use-of-funds, and — for the SBA format — a Year-1 debt-service coverage ratio computed against the 1.25 underwriting threshold.
Free to start. $99 once for the document. About 15 minutes of your time.
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